Credit Cards - Your opinion on them

Only have one which I try to keep in the POS as much as possible. Gonna be spanking it at the end of this month tho as I'm buying some plane tickets.

Overall I enjoy having one.

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Originally Posted by Kiruna

I usually have mine fully paid up and use for emergencies / buying steam games only, but had to use it for a expensive unexpected horrid surprise, so now back to paying it off again. Should be done in a few months.

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You say that like there's a difference between the two. :p

Hope everything is ok after the nasty surprise. :(

I've got two, one I owe R800 on and the other hasn't been touched in two years, but yeah keeping the things in positive are better.

Yip, it's a necessary evil. But very handy to have if you have the self discipline not to go crazy with it. Think ABSA's getting pissed off with me for politely declining all their oh-so-kind offers to increase my limit. :D

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Originally Posted by WingNut

Yip, it's a necessary evil. But very handy to have if you have the self discipline not to go crazy with it. Think ABSA's getting pissed off with me for politely declining all their oh-so-kind offers to increase my limit. :D

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Hmmm, I dunno hey ... apparently if you decline a limit increase it's very difficult to apply for one later on. I just let them increase mine willy nilly.

One day when I flee the country they're going to regret it. :D

(Dear ABSA, I'm kidding! <3)

Petrol, bank and woolworths. point is not to whore it, but to just use it with moderation. If you don't have money discipline you going to kak real soon along the line...

If you have a negative number on your CC its a good thing right? :o

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Originally Posted by czc

If you have a negative number on your CC its a good thing right? :o

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Apparently it helps your FICA score.

Had a few back in the day and they got me into a good old pickle. It was my fault though and I lived with the consequences. As long as you can be responsible with it, it's a very very handy thing to have. But, so is a debit card :D

Only really use credit cards for Steam games, internet purchases and PIZZA!

Do I use it responsibly? Probably not, especially in the sense of Steam games, it is just so damn convenient and easy to buy games of Steam, it's almost like a drug:D

But if you can't manage it, those things are nastyl pieces of plastic which have a horrible habit of mounting up at the end of the month.