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Thread: Credit Cards - Your opinion on them

  1. #41

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    I live on my credit card. Hardly withdraw cash expect for petrol (use to have a petrol card for that too)
    Obviously you cant go overboard so I dont spend so much and pay it off by the end of the month so i dont pay any interest (i.e its a substitute for cash i have vs what i dont have)

    Paypal changed my life (lol) so its linked to that too.

    Plus you get points for using it and although u got to spend quite a lot to get pts. each point counts and if im going to be spending cash, i rather get some points while doing it.

  2. #42
    robertybob's Avatar
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    Never had one. Only debit cards. Hate the idea of going into debt and the potential financial noose around my neck. I don't live from paycheck to paycheck either so have no need for credit.

  3. #43

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    Quote Originally Posted by robertybob View Post
    Never had one. Only debit cards. Hate the idea of going into debt and the potential financial noose around my neck. I don't live from paycheck to paycheck either so have no need for credit.
    So how do you do overseas purchases etc....? (if you do that is)

  4. #44

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    Quote Originally Posted by myjdjames View Post
    I live on my credit card. Hardly withdraw cash expect for petrol (use to have a petrol card for that too)
    Obviously you cant go overboard so I dont spend so much and pay it off by the end of the month so i dont pay any interest (i.e its a substitute for cash i have vs what i dont have)

    Paypal changed my life (lol) so its linked to that too.

    Plus you get points for using it and although u got to spend quite a lot to get pts. each point counts and if im going to be spending cash, i rather get some points while doing it.
    How did PayPal change your life?

  5. #45
    Thread Killer Mk VIII czc's Avatar
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    Quote Originally Posted by robertybob View Post
    Never had one. Only debit cards. Hate the idea of going into debt and the potential financial noose around my neck. I don't live from paycheck to paycheck either so have no need for credit.
    You make it sound like having a Credit Card means you have no money.
    T A N S T A A F L

  6. #46
    The Piper Necuno's Avatar
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    Quote Originally Posted by czc View Post
    You make it sound like having a Credit Card means you have no money.
    He's just post++, check forum there is a throng of replies threads as well as necronism.

    I do however find it weird that some folk think that credit card is some impending doom. It only tells me that they can't work or have proper money discipline.
    // Previously known as Blind Faith or Pr⊕phet
    // Sign up to Greenman Gaming and get $2 FREE in-store credit.

  7. #47

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    My view on credit cards are that they are epic useful (Online purchases, eg: Steam, Amazon, and other online services), but otherwise I rate a debit card could do everything else that is not online or international.

  8. #48

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    Well I increased my limit with Standard Bank and getting an FNB one. Two is enough Luckily I can control my spending.

  9. #49
    PaPaRaZZ!'s Avatar
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    i have 2, one i use for purchases online ect, other one is for emergency!

  10. #50
    Weasley's Avatar
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    I use my CC for petrol via garage card and all my day to day shopping stuff. I never have cash on me. and for steam witch is going bankrupt me one day.

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