I have a cheque card which is like a debit card but allows you to use it as a credit card. Comes in handy for booking movie tickets and buying online, or when I travel overseas.
I use one for every day purchases to save carrying cash and on transaction costs, have self imposed limit and don't take it drinking.
I've got two credit cards and I use them for different things. It's a necessity these days. Plus it helps with the credit rating for when you buy a house.
I don't have a credit card. In fact, according to my bank's rules and regulations, I don't think I qualify for one. I prefer not to buy goods on credit, as I like to have paid for something in full before I use it. On the odd occasion that a title that I feel I simply cannot live without comes to STEAM or GoG, my brother lets me use his credit card once I have deposited money into his account.
=|This space for rent|=
Use my credit card as my 'spending money account' every month. It's got a fairly low limit, and it's paid off on a monthly basis. As Xero said, if you can manage it, it's awesome. Gives you a good credit history, and certain purchases can only be made using a CC.
The difference between pizza and your opinion is that I asked for pizza.
i luv my virgin money cc. firstly because i bank with absa (yuck!) i can pay money into my card with no transaction fees. secondly they don't charge any admin or monthly fees