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Thread: Credit Cards - Your opinion on them

  1. #31

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    Quote Originally Posted by czc View Post
    Standard Bank card is 55 days interest free...
    Most cards are like that, you only pay interest on the outstanding balance after 55 days

  2. #32

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    I have a cheque card which is like a debit card but allows you to use it as a credit card. Comes in handy for booking movie tickets and buying online, or when I travel overseas.

  3. #33

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    Quote Originally Posted by wolvie View Post
    I have a cheque card which is like a debit card but allows you to use it as a credit card. Comes in handy for booking movie tickets and buying online, or when I travel overseas.
    Same here. MasterCard Cheque Card, Puresave for savings and credit card for.. credit.

  4. #34

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    I use one for every day purchases to save carrying cash and on transaction costs, have self imposed limit and don't take it drinking.

  5. #35
    Mr. Nice Guy Solitude's Avatar
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    I've got two credit cards and I use them for different things. It's a necessity these days. Plus it helps with the credit rating for when you buy a house.

  6. #36

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    Quote Originally Posted by Fivel View Post
    Most cards are like that, you only pay interest on the outstanding balance after 55 days
    +1. FNB's cc is exactly the same thing, 55 days interest free.

  7. #37
    phoenix's Avatar
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    I don't have a credit card. In fact, according to my bank's rules and regulations, I don't think I qualify for one. I prefer not to buy goods on credit, as I like to have paid for something in full before I use it. On the odd occasion that a title that I feel I simply cannot live without comes to STEAM or GoG, my brother lets me use his credit card once I have deposited money into his account.
    =|This space for rent|=

  8. #38
    Persistent illusion GReeN_ORB's Avatar
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    Use my credit card as my 'spending money account' every month. It's got a fairly low limit, and it's paid off on a monthly basis. As Xero said, if you can manage it, it's awesome. Gives you a good credit history, and certain purchases can only be made using a CC.
    The difference between pizza and your opinion is that I asked for pizza.

  9. #39

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    Quote Originally Posted by GReeN_ORB View Post
    Use my credit card as my 'spending money account' every month. It's got a fairly low limit, and it's paid off on a monthly basis. As Xero said, if you can manage it, it's awesome. Gives you a good credit history, and certain purchases can only be made using a CC.
    That's pretty much exactly why I got one. It was impossible to buy certain things without a CC which was super annoying. Now everything is sorted though

  10. #40
    wizdumb's Avatar
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    i luv my virgin money cc. firstly because i bank with absa (yuck!) i can pay money into my card with no transaction fees. secondly they don't charge any admin or monthly fees

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