I'd have to agree with kerby. If you have the money for a premium card then go forth and buy one. But otherwise with a few well spent bucks you can take the stock model and OC it and the same performance as the premium cards at only a fraction of the cost and still let it whizz about for 3 or 4 years without a worry (unless you don't trust your handy work, which is a good 2 or 3 months -_-)