Threadkiller Mk XIII

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czc said:
Sure, http://www.stealthywealth.co.za/2016/06/what-is-4-rule-for-retirement.html
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So what you're saying is, no? :D

That's a very nice rule of thumb if you don't like working with your budget and finances and all that. I prefer to draw up my own spreadsheet with my investments, projected growth, historical growth, projected retirement age (104, at this rate), projected growth after retirement, inflation, and withdrawal rate in retirement, and then I run wildly fantastical what-if studies on it to make myself feel better about how grey everything seems in spite of conditional formatting! :D But seriously, that's a great rule of thumb or back of the cigarette pack sums.
 
czc said:
Cool, you looking to reduce that still?
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Of course! Only been at it for 2 months now after years of inactivity. Already reduced the time from walking pace (45min) to a slow jog (~31min). The route is quite steep though, with a total of climb of 36m over the 3.6km.
 
Just be glad you lot can jog/run, due to a badly broken ankle, I am not allowed to jog or run, even a very fast walk can cause pain. This is 10 years after the injury.

Its why I can't wait for summer, then I can swim again
 
Avatar said:
So what you're saying is, no? :D

That's a very nice rule of thumb if you don't like working with your budget and finances and all that. I prefer to draw up my own spreadsheet with my investments, projected growth, historical growth, projected retirement age (104, at this rate), projected growth after retirement, inflation, and withdrawal rate in retirement, and then I run wildly fantastical what-if studies on it to make myself feel better about how grey everything seems in spite of conditional formatting! :D But seriously, that's a great rule of thumb or back of the cigarette pack sums.
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It does seem to work for some people.

Although it doesn't mean you have to stop working, you just get to say FU to work you don't want. :D

FarligOpptreden said:
Of course! Only been at it for 2 months now after years of inactivity. Already reduced the time from walking pace (45min) to a slow jog (~31min). The route is quite steep though, with a total of climb of 36m over the 3.6km.
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Keep us updated, it should encourage others too.

Wyvern said:
Just be glad you lot can jog/run, due to a badly broken ankle, I am not allowed to jog or run, even a very fast walk can cause pain. This is 10 years after the injury.

Its why I can't wait for summer, then I can swim again
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Yeah, swimming is very low impact.
 
czc said:
It does seem to work for some people.

Although it doesn't mean you have to stop working, you just get to say FU to work you don't want. :D
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Exactly, my wife initially thought that my plan to be able to retire at 55 was lazy. It's just so that I'm so in control of my life at that time that I could do what I'd like, preferably working for myself.

Speaking of which, [MENTION=20]Solitude[/MENTION], I'm gonna PM you at some point over the weekend with an idea that I think you might be able to help with, or at least provide some feedback. It might make us some pocket money!
 
Avatar said:
Exactly, my wife initially thought that my plan to be able to retire at 55 was lazy. It's just so that I'm so in control of my life at that time that I could do what I'd like, preferably working for myself.

Speaking of which, [MENTION=20]Solitude[/MENTION], I'm gonna PM you at some point over the weekend with an idea that I think you might be able to help with, or at least provide some feedback. It might make us some pocket money!
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Sure you are welcome to. :) I like moneys! MwhahahaahAHAHAHAAHA :D
 
Wenzdayz said:
my times are reasonably good cause i get a lot of interval training in with Citifit(bootcamp). i would say come give it a try but youre to far from zoo lake...

here is my stats:
https://connect.garmin.com/modern/activity/1381094054
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Sign up needed it seems... So you'll have to share a screenie.

Anyway, I'm happy to progress at my current rate of exercise. I'm planning on joining the local gym (which isn't a Virgin Active or Planet Fitness) again in a month or two (finances permitting), so I can get myself into the buff shape I was in 12 years ago. The route I do each day has a bit of field in it as well and I find I'm enjoying the "trail" aspect of jogging quite a bit more than "road", so I might just seek out a longer, proper route next year for some real outdoorsy running.
 
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