Mister 44
New member
Hhehehe I have no car debt - le woot for buying second hand - that has been paid off for a while now. I had some CC debt since my hospital plan doesnt cover my lovely dentist. But now that everything else has been paid off and I have my Unisa funds saved up for next year (and a very very very very small savings account - still need to look into where to put my savings tho since the ABSA money builders are useless these days.) I at least can say I have no major debt - my CC is at R1k to pay off as soon as my salary comes in.
But I am one of those who live with a budget and if the monies isnt there then I dont get a nice new mobo or gfxI now have enough for a oh shit moment. But still wanna improve on that situation. I just can't wait to find a better paying job someday. Cos living from pay cheque to pay cheque is hard some days.
I read somewhere that you are supposed to have enough savings to continue your current lie-style for 6 (or 9?) months should your income suddenly stop. Meanwhile in reality land, most people are one or two paychecks away from bankruptcy (if not starvation).