Threadkiller Mk XII

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oh yay got our homeloan approvals from all banks today.... not to decide who to go with...man theres a lot of costs involved
 
Wenzdayz said:
oh yay got our homeloan approvals from all banks today.... not to decide who to go with...man theres a lot of costs involved
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yeah, been down that road. Though I hate how you almost have to basically apply for the loan to find out what you qualify for.
 
BeoTeK said:
yeah, been down that road. Though I hate how you almost have to basically apply for the loan to find out what you qualify for.
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we knew we'd get the loan cause we put down a third of the purchase price as a deposit so we just want the best possible interest rate and least amount of costs. FNB has given us the best interest rate, Nedbank the worst. both of these banks however offer us a 50% discount on the bond fees and our firm will do the transfer on the one side
 
DieGrootHammer said:
So, I REALLY don't want to say anything too spoiler-y, but what I will say is that this is the best Star Wars since 1983....possibly since 1980 even....
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Are you saying New Hope was better than Empire Strikes Back? D:

But after my 2nd viewing today, I will say that I think this one is in the running for my 3rd favorite.
 
Wenzdayz said:
we knew we'd get the loan cause we put down a third of the purchase price as a deposit so we just want the best possible interest rate and least amount of costs. FNB has given us the best interest rate, Nedbank the worst. both of these banks however offer us a 50% discount on the bond fees and our firm will do the transfer on the one side
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That sounds like you have a good deal there.
 
Wenzdayz said:
we knew we'd get the loan cause we put down a third of the purchase price as a deposit so we just want the best possible interest rate and least amount of costs. FNB has given us the best interest rate, Nedbank the worst. both of these banks however offer us a 50% discount on the bond fees and our firm will do the transfer on the one side
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czc said:
That sounds like you have a good deal there.
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Yeah, what czech said ;)
 
czc said:
That sounds like you have a good deal there.
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ja pretty decent but flip the differences in costs are ridiculous... the initial quote i got from my firm without employee discount being applied is WAY less than what some of the other attorneys want to charge. it definitely pays to shop around for attorneys and to not just go with whomever the agent tells you to go with
 
Wenzdayz said:
ja pretty decent but flip the differences in costs are ridiculous... the initial quote i got from my firm without employee discount being applied is WAY less than what some of the other attorneys want to charge. it definitely pays to shop around for attorneys and to not just go with whomever the agent tells you to go with
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I didn't know you can do that. :o

Still on my to do list is to go to the bank and demand they lower my interest rate.
 
czc said:
I didn't know you can do that. :o

Still on my to do list is to go to the bank and demand they lower my interest rate.
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JA you can, you just have to convince the seller(basically the agent cause the agent scores commission from the attorneys who do the transfer)that yu can save x amount on costs. agents normally come with their little booky with 3 sets of attorneys and their charges for doing the transfer. you then obviously pick the lowest form there) but if you obviously know someone who works in a firm that does do transfers even better. with most things in life there is some room for negotiation
 
Morning peoples!

Yay, only half day work for me! I took a full day leave yesterday to take my wife to the hospital but then heard she had to go to physio this afternoon so I went back to work at 12 yesterday and will then take the rest of my leave day today from 12. :)
 
Solitude said:
Morning peoples!

Yay, only half day work for me! I took a full day leave yesterday to take my wife to the hospital but then heard she had to go to physio this afternoon so I went back to work at 12 yesterday and will then take the rest of my leave day today from 12. :)
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Cool. I don't even know if my manager would agree to something like this. Hope the physio works well for you wife :)

FarligOpptreden said:
What is this leave and time off you people keep talking of?
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You didn't get the memo?
 
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