I have also been playing it for a bit now.
I am intent on joining the mages - but I don't want to choose sides as yet.
I have access to the bandit camp, harbour town and the rest of the island.
Making certain I avoid being recruited into the order .
I have completed most of the quests(including exposing and beating up brogar ) and all in the bandit camp - just busy on the one for Fincher to locate the entrance to a secret tomb now.
In harbour town - I have also completed most of the quests there - I am currently on 3/4 Quests for both sides - the parcel with the weed being my last quest - to go for either side - but as I indicated seen as I am going the mage route - I will hand it over to the guards.
Take note about quests linked to trainers in harbour town - if you do the quests in favour of the order you will lose out on cid(lockpick) and dorgal-i am not talking bout butcher here-(pickpocket)(can't recall his name now - he is at the entrance of the town). I went back to a previous save so that I could get my training in lockpicking - yes you can use the spells - but I haven't opted to go to the monastery as yet. (I tested to see what it would be like to go there - already beat up the 1st 3 in traning and master aric - lol) But I went back to my previous save.
I have thus far steadfastly refused to buy the armour available to me - having not chosen as side as yet I don't have access to the other armour- Costa 200 gold and Hawking workers clothers 500 gold.
It makes it so much harder without proper armour - does anyone know how to obtain the captains armour - or is it specific to one of the sides ?
Also from another forum how to obtain el cheapo armour "some basic, crappy armor in a chest at the novice's farm, inside the house Tristan guards. To keep him from catching you stealing it, lure a boar into a farm and snag the armor while Tristan clobbers the boar."
Smithing has been one of the skills I learned - so I made me a couple of rings to help with armour. I also am glad that I got the prospecting skill got me some decent gold lumps.
All in all - the game is enjoyable to play - at times frustrating , but fun.
Frustating for me is the darn ghouls - that magical attack just kills - lol.