Skelms got my CC details again!

matt

matt

Local caffeine junky
So I woke up this morning to find sms notifications of a bunch of credit card transactions adding up to about R11,600 that went though in the middle of the night. They all seemed to be made in America, or at least on American sites, sears.com, walmart.com, ftd.com, cabellas.com, netflix.com.

This is the second time this has happened, and I always keep the card in my wallet, in my pocket, and don't let it out of my sight when I pay for stuff. I don't use it on the web much, and when I do, only on trustworthy sites. I also delete the phishing mails with the rest of the spam.

I swear someone at ABSA is selling people's account details. I have a friend who lost about R37,000 out of his account, and they don't want to refund him, and I keep hearing of people raping ABSA accounts.

Thankfully, I'm already in the process of changing to another bank, so I said I don't want them to issue another card because I'll be closing the account as soon as possible. They still charge me something like R120 to stop the card, whether they issue a new card or not.
 
Thats messed up dude. Do you have CC detail on Xbox or PSN or Steam? They love hitting those type of stuff.

Hope you come right.
 
OmegaFenix said:
Thats messed up dude. Do you have CC detail on Xbox or PSN or Steam? They love hitting those type of stuff.

Hope you come right.
Click to expand...

Nope, I buy my Codes from 3rd party sites, and use the FTP option for that. It may be in Paypal though, but I haven't done anything on there in ages.

I've had no problems for years and years, but now nailed on two different cards within 6 months... I've hardly even used the new card for anything online.
 
That sucks. Maybe try getting your money back through OBBSA. I've managed to win a case against the bank before on another matter. They are surprisingly effective even with their "Don't contact us to follow up, we'll let you know"-policy. Never had issues with stolen cc though, even with my CC details stored in Paypal.

With FNB, on my cheque card (not sure about cc as I haven't used it in a while), if they see a suspect transaction, their fraud prevention department phone me to confirm the transaction before it is processed. Usually when purchasing from another country or strangely enough, when a site uses "Verified by VISA".
 
OmegaFenix said:
This.

Most common cause. Its often at ATMs check this out: http://www.thebuzzmedia.com/atm-card-skimmers-hidden-in-plain-sight-and-hard-to-spot/

Its also because Absa still don't have chips in their cards. Chip in Pin remains the most secure card protections because you cant just Skim a pin and copying it take time.
Click to expand...

Ya, I don't use my credit card on ATM's. And the card does have a chip. The thing is that it's online transactions that are being done, which means they don't need the actual card, just the card number, expiry date and cvv number
 
matt said:
Ya, I don't use my credit card on ATM's. And the card does have a chip. The thing is that it's online transactions that are being done, which means they don't need the actual card, just the card number, expiry date and cvv number
Click to expand...

When did Absa cards get chips? When I left they where still just mag strips?
Ah I see.
 
Although the banks have chips on their cards, at this stage it is still optional in SA. Someone at the shop can still swipe it and use it as a normal credit card without the pin.
 
OmegaFenix said:
When did Absa cards get chips? When I left they where still just mag strips?
Ah I see.
Click to expand...

They didn't before, but my last card or two have had chips. This one did.

I also have that Verified by Visa service, and I did get a couple of one time pins sms'd to me. Somehow, they got around it with the Walmart transaction, but it may have saved another $418.90 to TigerDirect.com
 
matt said:
I also have that Verified by Visa service, and I did get a couple of one time pins sms'd to me. Somehow, they got around it with the Walmart transaction, but it may have saved another $418.90 to TigerDirect.com
Click to expand...

I always get my OTP to enter for Verified by Visa and enter it to complete the transaction. The strange part is that even when successfully completing that transaction, FNB phones me to confirm the transaction. Any provider that uses Verified by Visa... including DSTV. Wonder if the bank knows something I don't about this "added security layer".
 
ViperGTI said:
Although the banks have chips on their cards, at this stage it is still optional in SA. Someone at the shop can still swipe it and use it as a normal credit card without the pin.
Click to expand...

Yes I have seen this happen in my store many times, American Express, swipes no pin, payment in 10 seconds flat.

Sorry that you where a victim of fraud, and it F*cking sucks the banks don't care as well.
 
Glordit said:
Yes I have seen this happen in my store many times, American Express, swipes no pin, payment in 10 seconds flat.

Sorry that you where a victim of fraud, and it F*cking sucks the banks don't care as well.
Click to expand...

Well if it happens like last time, I should get refunded in about 2 weeks. That's the thing though, this card is still new and shiny from when this happened 6 months ago, and I've been extra-super vigilant about it since then.
 
Lucky for you, you will eventually be refunded..its happened to me before as well, so I know how you feel bud.
 
I hope you had luck reversing all those charges - should have been easy enough. ABSA loves to keep things like this quiet.
 
Marley said:
Am I the only one that suspects a key logger of sorts on your system?
Click to expand...

I doubt it. All my anti-virus is up to date, and I haven't been installing iffy software or anything. Also then it would likely be my internet banking that got compromised rather than my cc. Also haven't used my cc online in ages
 
So, here's what's happened. I haven't heard anything back from the fraud dept, but I had a look at my internet banking now, and it seems that they have removed the offending transactions.


However, there has been another fraudulent transaction to one of the same sites about a week AFTER the account was frozen for the investigation. So I've had to report it again.


Can't wait to close this account
 
You must log in or register to reply here.
Back
Top